We often hear about fire insurance, but do you know exactly what it covers? Don’t leave anything to chance! Benefit from the mandatory guarantees offered by all Belgian companies for comprehensive and reliable protection.
Here is what fire insurance covers:
- Damage caused by fire or explosion: be protected against destructive flames, unforeseen explosions, and the consequences of these disasters, such as structural damage and loss of property;
- Damage caused by smoke and soot: cover the insidious damage that smoke and soot can cause, such as wall discoloration or persistent odors;
- Damage caused by lightning: particularly those causing serious damage to your electrical or electronic devices. This includes short circuits, power surges, and fires triggered by lightning strikes;
- Water damage: protect yourself against infiltrations, leaks, pipe ruptures, internal floods, and water damage that can lead to mold and structural degradation;
- Damage caused by an animal or a vehicle colliding with an animal: stay protected even in the event of a collision with an animal, whether it is a direct impact or damage caused by a wild or domestic animal;
- Damage caused by an aircraft: e.g. an airplane damaging your roof, or aircraft debris falling on your property, causing structural or material damage;
- Acts of terrorism and labor conflicts: including acts of terrorism and damage resulting from strikes, riots, or civil unrest;
- Damage caused by storm and hail: protect your home against violent weather conditions, such as strong winds, large hailstones, and storms that can damage roofs, windows, and facades;
- Snow and ice pressure damaging the roof: cover damage caused by the accumulation of snow and ice, which can lead to roof collapses, water infiltrations, and snow slides;
- Natural disasters: floods, earthquakes, landslides, and other natural hazards, ensuring extensive coverage against the unpredictable forces of nature;
- Damage caused by falling trees on the building: be compensated if a tree falls on your property, causing damage to roofs, walls, fences, and other structures;
- Glass breakage: cover windows, mirrors, and other glass surfaces damaged by accidental impacts, acts of vandalism, or weather conditions;
- Damage to the building (windows, doors) due to burglary: protect your doors and windows against break-in attempts, including necessary repairs after a burglary;
- Damage caused by oil leaks: cover damage caused by leaks from your heating oil system, including decontamination and repair of the affected areas.
Don’t wait any longer to secure your home! Contact us today and discover how we can protect you against the unexpected. Because your peace of mind is priceless!